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SBI PO guidance: how the paper is cracked, from your own numbers

State Bank of India — Probationary Officer recruitment. Conducted by State Bank of India (SBI). Nisha knows this paper from the site's own pattern pages — and reads your scores, your mocks and what you haven't touched before saying a word.

Reads your profile first Ends in a plan
Stages
3
First paper
100 questions, 100 marks
Marking
Wrong answers cost marks
Your guide
Nisha, free
How it's decided

SBI PO, stage by stage

Once a year — exact notification/exam months shift cycle to cycle; check sbi.co.in/web/careers for the current cycle's dates. Online CBT — Prelims + Mains objective + Mains descriptive (typed, English only), followed by an in-person Group Exercise & Interview.

PrelimsQualifying screen

100 questions · 100 marks · 60 min with 20-min sectional locks (English 30, Reasoning 35, Quantitative Aptitude 35). Clear each section's cut-off AND the overall cut-off to reach Mains — these marks are then discarded, not carried forward.

Mains — Objective + DescriptiveConverts to 75 of the final 100 points

170 objective questions (200 marks, 3 hours across 4 sectional-locked sections) plus a 30-mark, 30-minute descriptive test (Email, Situation Analysis, Report/Precis). The combined 230 raw marks are normalised to 75 points of the final score.

Phase III — Psychometric Test, Group Exercise & InterviewConverts to the remaining 25 points

Mains-qualified candidates sit a Psychometric Test (non-scoring, used as an input), a Group Exercise (20 marks) and an Interview (30 marks). The 50 raw Phase III marks are normalised to 25 points, combined with Mains' 75 for a final score out of 100.

The papers

4 papers, and how each is marked

Preliminary Exam (Phase 1)
100 questions100 marks60 minNegative marking

Qualifying only

Marking: −0.25 per wrong answer

English Language30 Q · 30 marks · 20 minReasoning Ability35 Q · 35 marks · 20 minQuantitative Aptitude35 Q · 35 marks · 20 min

Each of the three sections is a separate 20-minute sprint with no time borrowing between them. Considered the hardest banking Prelims paper by difficulty, even though the format matches IBPS PO's.

Main Exam — Objective (Phase 2)
170 questions200 marks3 hoursNegative marking

Merit — feeds the 75-point normalised Mains score

Marking: −0.25 per wrong answer

Reasoning & Computer Aptitude40 Q · 60 marks · 50 minData Analysis & Interpretation30 Q · 60 marks · 45 minGeneral/Economy/Banking Awareness60 Q · 60 marks · 45 minEnglish Language40 Q · 20 marks · 40 min

Reasoning & Computer Aptitude, Data Analysis & Interpretation and General/Economy/Banking Awareness are each worth 60 marks — 90% of the objective paper; English objective is down-weighted to 20.

Main Exam — Descriptive Test (Phase 2)
30 marks30 minNo negative marking

Merit — the remaining 30 Mains marks

Marking: No negative marking

3 tasks

30 marks feed straight into the same 230-mark Mains total that converts to 75 of the final 100 points — a task many candidates under-prepare relative to its actual weight.

Phase III — Psychometric Test, Group Exercise & Interview
50 marksPsychometric test + ~15-20 min Group Exercise + ~15-20 min InterviewNegative marking

Merit — normalised to 25 of the final 100 points

Marking: No minimum sectional qualifying score published; SBI sets its own overall Phase III threshold

—

Final score = (Mains 230 marks normalised to 75) + (Phase III 50 marks normalised to 25), out of 100 — a materially different formula from IBPS PO's straight 80/20 raw-marks split.

Where the marks come from

Where your final SBI PO score comes from

SBI PO Prelims is qualifying only — clear the cut-offs and its marks are then discarded. Mains (170 objective questions for 200 marks + a 30-mark descriptive test) and Phase III (a Group Exercise + Interview worth 50 marks) are each normalised onto a fixed scale and combined: Mains contributes 75 of the final 100 points, Phase III the remaining 25.

Reasoning & Computer Aptitude60 marks · 26%

40 questions, 50 minutes. Puzzles & seating carry the heaviest single share, exactly as in IBPS PO, but SBI PO's puzzles run noticeably more complex.

Data Analysis & Interpretation60 marks · 26%

30 questions in 45 minutes — fewer questions than IBPS PO's DI section but the same 60 marks, meaning each question is worth more and typically demands heavier calculation.

General/Economy/Banking Awareness60 marks · 26%

60 questions in 45 minutes — the largest single question count on the paper, and zero-calculation recall exactly like IBPS PO's equivalent section.

English (objective 20 + descriptive 30)50 marks · 22%

Objective English is down-weighted to 20, but the 30-mark descriptive test (Email, Situation Analysis, Report/Precis) keeps overall English worth 50 of the 230 Mains marks.

What changed this cycle

Things last year's advice gets wrong

  • SBI PO's descriptive test is structured differently from IBPS PO's: 3 tasks — Email Writing (10 marks), Situation Analysis (10 marks), and a choice of Report Writing OR Precis Writing (10 marks) — for 30 marks total in 30 minutes, versus IBPS PO's simpler 25-mark Essay + Comprehension.
  • Phase III is more than a plain interview: a Psychometric Test, a Group Exercise (20 marks — group discussion/analysis on a given topic, judged by an observer panel) and an Interview (30 marks) together make up the 50 Phase III marks.
  • Final selection uses NORMALISED scores, not a raw sum: Mains' 230 raw marks convert to 75 points and Phase III's 50 raw marks convert to 25 points, for a final score out of 100 — a materially different formula from IBPS PO's straight 80%/20% split of raw marks.
  • SBI PO's Prelims is widely regarded as the toughest among banking prelims — more complex puzzle sets, heavier calculation-driven DI and subtler English than IBPS PO's Prelims, even though both share the same 100-question, 3-section, sectional-locked format.
The chapters that carry the marks

Where a plan for SBI PO usually starts

The highest-weight chapters in each subject, linked to their notes. Weights are estimates from previous papers where the conducting body publishes none. Your guide weighs these against your own scores.

Alongside guidance

The rest of your SBI PO preparation

Questions

About SBI PO, and guidance for it

What are the stages of SBI PO?
1. Prelims — Qualifying screen. 2. Mains — Objective + Descriptive — Converts to 75 of the final 100 points. 3. Phase III — Psychometric Test, Group Exercise & Interview — Converts to the remaining 25 points.
How is the SBI PO paper marked?
Preliminary Exam (Phase 1): 100 questions, 100 marks, 60 min (20 min per section, locked). Marking: −0.25 per wrong answer
Is there negative marking in SBI PO?
Yes. −0.25 per wrong answer
What decides the final merit in SBI PO?
SBI PO Prelims is qualifying only — clear the cut-offs and its marks are then discarded. Mains (170 objective questions for 200 marks + a 30-mark descriptive test) and Phase III (a Group Exercise + Interview worth 50 marks) are each normalised onto a fixed scale and combined: Mains contributes 75 of the final 100 points, Phase III the remaining 25.
What has changed in SBI PO recently?
SBI PO's descriptive test is structured differently from IBPS PO's: 3 tasks — Email Writing (10 marks), Situation Analysis (10 marks), and a choice of Report Writing OR Precis Writing (10 marks) — for 30 marks total in 30 minutes, versus IBPS PO's simpler 25-mark Essay + Comprehension.
What does the SBI PO guide know about me?
Only what you have done on the site: your scores by subject and chapter for SBI PO, what you have never been tested on, the kinds of mistake you make across topics, your mocks, your projected score, your error book, your last two weeks and your goals. You can open the exact page Nisha reads before you start.
Is it free?
Talking to Nisha, the AI guide, is free — up to four talks a day. Real guides who have cleared or teach SBI PO set their own prices, and many offer a free call or a short demo.

Every fact on this page comes from the exam's blueprint on this site. How the guide uses it: how Guidance works.

Your SBI PO plan, from your own numbers.

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