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SBI Clerk guidance: how the paper is cracked, from your own numbers

State Bank of India — Junior Associate (Customer Support & Sales) recruitment. Conducted by State Bank of India (SBI). Nisha knows this paper from the site's own pattern pages — and reads your scores, your mocks and what you haven't touched before saying a word.

Reads your profile first Ends in a plan
Stages
3
First paper
100 questions, 100 marks
Marking
Wrong answers cost marks
Your guide
Nisha, free
How it's decided

SBI Clerk, stage by stage

Once a year — exact notification/exam months shift cycle to cycle; check sbi.co.in/web/careers for the current cycle's dates. Online CBT — Prelims + Mains, both fully objective (no descriptive test, no interview).

PrelimsQualifying screen

100 questions · 100 marks · 60 min with 20-min sectional locks (English 30, Numerical Ability 35, Reasoning 35). Clear each section's cut-off AND the overall cut-off — these marks are NOT added to the final merit.

Mains100% of your final merit

190 objective questions, 200 marks, 160 minutes across 4 sectional-locked sections. This is the ONLY score that decides your rank — there is no interview stage. Only the overall aggregate cut-off applies here, not a per-section one.

Local Language Proficiency Test (where applicable)Qualifying only

Candidates allotted to a state whose local language they have not already studied or certified must clear a proficiency test after Mains — a pass/fail condition, not a marks-adding stage.

The papers

2 papers, and how each is marked

Preliminary Exam (Phase 1)
100 questions100 marks60 minNegative marking

Qualifying only

Marking: −0.25 per wrong answer

English Language30 Q · 30 marks · 20 minNumerical Ability35 Q · 35 marks · 20 minReasoning Ability35 Q · 35 marks · 20 min

Each of the three sections is a separate 20-minute sprint — no time borrowing between them.

Main Exam (Phase 2) — your entire merit
190 questions200 marks160 minNegative marking

Merit — 100% of the final rank, no interview follows

Marking: −0.25 per wrong answer

General/Financial Awareness50 Q · 50 marks · 35 minGeneral English40 Q · 40 marks · 35 minQuantitative Aptitude50 Q · 50 marks · 45 minReasoning Ability & Computer Aptitude50 Q · 60 marks · 45 min

Reasoning Ability & Computer Aptitude is the single heaviest section at 60 marks. Only an overall aggregate cut-off applies at Mains — there is no individual sectional qualifying mark, unlike Prelims.

Where the marks come from

Where your rank actually comes from

Prelims is only a gate — its marks are NOT counted in the final merit. There is no interview for SBI Clerk: your entire rank comes from the 200-mark Mains exam alone, followed (for some candidates) by a qualifying Local Language Proficiency Test.

Reasoning Ability & Computer Aptitude60 marks · 30%

50 questions, 45 minutes — the single heaviest section. Puzzles & seating arrangement carry the largest individual share.

General/Financial Awareness50 marks · 25%

50 questions, 35 minutes — the largest question count on the paper, pure recall with zero calculation.

Quantitative Aptitude / Numerical Ability50 marks · 25%

50 questions, 45 minutes. Same narrow 6-topic syllabus as IBPS Clerk — no ratio/partnership, mensuration or P&C at this level.

General English40 marks · 20%

40 questions, 35 minutes, fully objective — no descriptive component at all.

What changed this cycle

Things last year's advice gets wrong

  • SBI Clerk Mains is 190 questions for 200 marks in 160 minutes (2h40m) — a larger question count and longer duration than IBPS Clerk's 160Q/125min for the same 200 marks, since SBI Clerk's General/Financial Awareness and Quantitative Aptitude sections carry more questions each.
  • The Mains numerical section is officially called 'Quantitative Aptitude' at SBI Clerk (versus IBPS Clerk's mixed 'Numerical Ability'/'Quantitative Aptitude' labelling) — same underlying syllabus either way.
  • Like IBPS Clerk, there is no descriptive test and no interview: the 200-mark Mains objective score alone decides final selection.
  • There is no individual sectional qualifying mark within Mains — candidates only need to clear SBI's prescribed overall aggregate cut-off, unlike Prelims where each section has its own cut-off.
The chapters that carry the marks

Where a plan for SBI Clerk usually starts

The highest-weight chapters in each subject, linked to their notes. Weights are estimates from previous papers where the conducting body publishes none. Your guide weighs these against your own scores.

Alongside guidance

The rest of your SBI Clerk preparation

Questions

About SBI Clerk, and guidance for it

What are the stages of SBI Clerk?
1. Prelims — Qualifying screen. 2. Mains — 100% of your final merit. 3. Local Language Proficiency Test (where applicable) — Qualifying only.
How is the SBI Clerk paper marked?
Preliminary Exam (Phase 1): 100 questions, 100 marks, 60 min (20 min per section, locked). Marking: −0.25 per wrong answer
Is there negative marking in SBI Clerk?
Yes. −0.25 per wrong answer
What decides the final merit in SBI Clerk?
Prelims is only a gate — its marks are NOT counted in the final merit. There is no interview for SBI Clerk: your entire rank comes from the 200-mark Mains exam alone, followed (for some candidates) by a qualifying Local Language Proficiency Test.
What has changed in SBI Clerk recently?
SBI Clerk Mains is 190 questions for 200 marks in 160 minutes (2h40m) — a larger question count and longer duration than IBPS Clerk's 160Q/125min for the same 200 marks, since SBI Clerk's General/Financial Awareness and Quantitative Aptitude sections carry more questions each.
What does the SBI Clerk guide know about me?
Only what you have done on the site: your scores by subject and chapter for SBI Clerk, what you have never been tested on, the kinds of mistake you make across topics, your mocks, your projected score, your error book, your last two weeks and your goals. You can open the exact page Nisha reads before you start.
Is it free?
Talking to Nisha, the AI guide, is free — up to four talks a day. Real guides who have cleared or teach SBI Clerk set their own prices, and many offer a free call or a short demo.

Every fact on this page comes from the exam's blueprint on this site. How the guide uses it: how Guidance works.

Your SBI Clerk plan, from your own numbers.

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