Reserve Bank of India — Officers in Grade B (DR). Conducted by Reserve Bank of India (RBI). Nisha knows this paper from the site's own pattern pages — and reads your scores, your mocks and what you haven't touched before saying a word.
Once a year (notification ~Feb-Mar; Phase I ~Jun; Phase II ~Sep-Oct; Interview ~Dec-Jan). Phase I: online objective, with fixed per-section sub-timers (no moving time between sections). Phase II: objective + descriptive (ESI, F&M) and wholly descriptive (English). Interview: in-person personality test board..
200 questions · 200 marks · 120 minutes with fixed per-section sub-timers (General Awareness 80Q/80marks/25min, Reasoning 60Q/60marks/45min, Quantitative Aptitude 30Q/30marks/25min, English 30Q/30marks/25min). 25 per wrong answer. Clears you to Phase II — these marks are then discarded.
Economic & Social Issues (100: 50 objective + 50 descriptive) + English Writing Skills (100, wholly descriptive) + Finance & Management (100: 50 objective + 50 descriptive). All three fully merit-counting.
A personality-test board assessing suitability for a central-banking officer role. Final merit = Phase II (300) + Interview (75) = 375 marks.
Qualifying only
Marking: −0.25 per wrong answer
Each section has its own fixed sub-timer within the 120-minute composite exam — a candidate cannot move time from one section to another, unlike many other banking exams' shared-pool timing.
Merit — feeds the 300-mark Phase II total
Marking: −0.25 on the objective half; no negative marking on the descriptive half
30 objective + 6 descriptive
Merit — feeds the 300-mark Phase II total
Marking: No negative marking
Merit — feeds the 300-mark Phase II total
Marking: −0.25 on the objective half; no negative marking on the descriptive half
30 objective + 6 descriptive
Phase I is qualifying only — clear the sectional and overall cutoffs and its marks are discarded. Phase II (three 100-mark papers: Economic & Social Issues, English Writing Skills, Finance & Management — 300 marks total) plus the Interview (75 marks) make up your full 375-mark final merit.
The single largest Phase I block by marks — current affairs and banking/financial awareness dominate.
Puzzles & seating arrangement carry the heaviest share, as in every banking-family reasoning paper.
Data Interpretation and arithmetic together anchor this smaller-weight section.
Objective grammar/vocabulary — the real English weight sits in Phase II's dedicated 100-mark paper instead.
The highest-weight chapters in each subject, linked to their notes. Weights are estimates from previous papers where the conducting body publishes none. Your guide weighs these against your own scores.
Sectional cut-offs, speed, and the mock-analysis habit that decides bank and SSC results. Pick one to start, or just talk — Nisha has read your profile either way.
Every fact on this page comes from the exam's blueprint on this site. How the guide uses it: how Guidance works.
Nisha has the pattern and will read your work. Talk it through, and leave with a plan you tick off.
