Logical & Verbal Reasoning — Practice

Question 1

Statement: 'The bank launched an app so customers can avoid branch visits.' Assumptions: (I) Customers have smartphones. (II) The app is bug-free. Which is assumed?
(a) Only I  (b) Only II  (c) Both  (d) Neither

Accepted Answer

Negate (I): no smartphones ⇒ app unusable ⇒ purpose fails ⇒ assumed. (II) bug-free isn't required for the statement to make sense.

Answer: (a) Only I.

Question 2

Q: 'Should ATM withdrawal limits be reduced?' Argument: 'No, it would inconvenience genuine customers who need cash.' This argument is:
(a) Strong  (b) Weak  (c) Irrelevant  (d) Emotional only

Accepted Answer

Relevant to the question and substantial (a real consequence).

Answer: (a) Strong.

Question 3

Statement: 'Long queues form at the branch every month-end.' Actions: (I) Promote digital transactions. (II) Close the branch on month-ends. Which follows?
(a) Only I  (b) Only II  (c) Both  (d) Neither

Accepted Answer

(I) practical and addresses the cause. (II) extreme and harms service.

Answer: (a) Only I.

Question 4

Statement: '60% of the bank's new accounts this quarter were opened digitally.' Inference: 'Digital onboarding is significant for the bank.' Does it follow?
(a) Follows  (b) Does not follow  (c) Data insufficient  (d) Too strong

Accepted Answer

A majority via digital supports this measured inference without overclaiming.

Answer: (a) Follows.

Question 5

Event A: The RBI raised the repo rate. Event B: Home loan EMIs increased. The relationship is:
(a) A is the cause of B  (b) B is the cause of A  (c) Independent  (d) Both effects of a third cause

Accepted Answer

The repo hike raises lending rates, which raise EMIs — A precedes and causes B.

Answer: (a) A is the cause of B.

Question 6

Statement: 'Only graduates may apply for the PO post.' Assumption: 'The applicant pool will therefore include only graduates.' Is it assumed?
(a) Assumed  (b) Not assumed — it is merely restating/consequence  (c) Too weak  (d) Contradictory

Accepted Answer

This just restates the rule's consequence rather than being taken for granted for the statement to make sense.

Answer: (b) Not assumed.

Practice — Logical & Verbal Reasoning

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