Reading Comprehension — Practice

Question 1

A passage says digital payments 'surged' but 'consumer protection lagged' and regulation is 'well-intentioned but reactive'. The author's tone is best described as:
(a) Wholly negative  (b) Critical but balanced  (c) Enthusiastic  (d) Indifferent

Accepted Answer

'Well-intentioned' concedes a positive; 'reactive rather than preventive' criticises — a measured, balanced criticism. 'Wholly negative' is too extreme.

Answer: (b) Critical but balanced.

Question 2

Using that passage, which option is an out-of-scope trap?
(a) Fraud complaints rose  (b) Regulation is reactive  (c) UPI transaction limits should be lowered  (d) Adoption outpaced protection

Accepted Answer

The passage never mentions UPI transaction limits — plausible in reality but not in the text.

Answer: (c). RC answers must come from the passage.

Question 3

From 'regulation remains reactive rather than preventive', the author most likely implies:
(a) Regulation should be abolished  (b) Preventive regulation is preferable  (c) Fraud is unstoppable  (d) Digital payments should stop

Accepted Answer

Contrasting reactive with preventive implies the author favours preventive regulation — implied, not stated.

Answer: (b).

Question 4

According to the passage, what rose sharply?
(a) Transaction fees  (b) Fraud complaints  (c) Interest rates  (d) Bank profits

Accepted Answer

Directly stated: 'Fraud complaints rose sharply.'

Answer: (b). Detail questions point to a specific line — do them first.

Question 5

In 'the policy was sound', 'sound' as used means:
(a) Noise  (b) Reliable  (c) Measure depth  (d) Loud

Accepted Answer

In this context 'sound' means reliable/well-founded. Substitute each option — only 'reliable' preserves meaning.

Answer: (b) Reliable.

Question 6

The best title for the passage would be:
(a) The End of Cash  (b) Digital Payments: Growth Outpacing Safeguards  (c) How UPI Works  (d) Banking Frauds Explained

Accepted Answer

The passage's thread is rapid adoption vs lagging protection — a growth-vs-safeguards framing. The others are too narrow or off-theme.

Answer: (b).

Practice — Reading Comprehension

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