Descriptive — Essay & Comprehension Writing — Practice

Question 1

Outline a 250-word essay on 'Financial Inclusion in India' using the four-block skeleton.

Accepted Answer

Intro (~40): define financial inclusion; note its role in equitable growth and schemes like PMJDY. Body 1 (~70, benefits/progress): bank accounts for the unbanked, direct benefit transfers, digital access; example — Jan Dhan accounts. Body 2 (~70, challenges): dormant accounts, digital/literacy gaps, last-mile reach; example — rural connectivity. Conclusion (~40): inclusion has advanced but needs literacy and last-mile focus — a measured way forward. Keep sentences short and formal.

Question 2

Rewrite formally: 'Banks can't ignore cyber-fraud coz it's a big deal for customers.'

Accepted Answer

'Banks cannot ignore cyber-fraud, as it poses a serious risk to customers.' (No contractions, no slang, formal connective.)

Question 3

For an essay on 'Bank Mergers', give one point for and one against.

Accepted Answer

For: mergers create larger, better-capitalised banks with wider reach and economies of scale. Against: integration challenges, branch/staff rationalisation and short-term customer disruption. A balanced essay presents both before a measured view.

Question 4

A passage states digital adoption outpaced consumer protection, raising fraud. In ~2 sentences, summarise the author's concern in your own words.

Accepted Answer

The author is concerned that the rapid growth of digital payments has outstripped the safeguards protecting consumers, leading to a rise in fraud. They imply that regulation must become preventive rather than merely reactive. (Paraphrased, on-point, within limit.)

Question 5

How should the 30 minutes be split between the two descriptive tasks?

Accepted Answer

About 18 minutes for the essay, 9 for the comprehension task, and 3 to proofread both. Budgeting prevents leaving one task unfinished.

Answer: ~18 + ~9 + ~3 minutes.

Practice — Descriptive — Essay & Comprehension Writing

Sign in to save attempts to your dashboard and track your accuracy over time

Find a verified tutor

Join a live course

Browse coaching centres

About

Categories

Support

Documentation

Get Study Tips & Updates

Download Our App

Download for iOS

Download for Android

Popular Cities