By the end of this chapter you'll be able to…

  • 1Use the single-variable k-method to divide and compare quantities
  • 2Combine two ratios by making the linking term common
  • 3Apply the proportion product rule and componendo–dividendo
  • 4Solve age problems by adding the same t to each ratio part
  • 5Split profit by the capital × time rule, handling salary adjustments
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Why this chapter matters in IBPS PO
Ratio, proportion, ages and partnership are one idea in four forms — dividing and comparing quantities by working with parts, not totals. Directly 1–3 marks, but the k-method also powers most DI share-calculations, mixtures and arithmetic word problems, so it lifts the whole section. IBPS numbers are built for clean part-values, making these fast one-line questions once the single-variable method is automatic.

Ratio, Proportion, Ages & Partnership — IBPS PO Quant

This chapter is one idea wearing four hats. A ratio splits a quantity into parts; a proportion equates two ratios; ages are ratios that change over time; partnership is a profit-ratio from capital and time. All of them are solved fastest by introducing a single variable k for one "part" and working with parts instead of totals. IBPS asks 1–3 of these directly and hides many more inside DI and mixtures. Master the k-method and this becomes reliable one-line arithmetic.


1. What IBPS actually asks

  • Ratio division: "Divide ₹6,300 among A, B, C in 2:3:4."
  • Proportion: "If a:b = 3:4 and b:c = 6:5, find a:b:c."
  • Ages: "The ratio of ages is 5:7; after 6 years it's 3:4 — find present ages."
  • Partnership: "A invests ₹X for m months, B ₹Y for n months — split the profit."

2. The k-method (the core tool)

A ratio a:b:c means the quantities are ak, bk, ck for some common multiplier k. Introduce k and every ratio problem becomes one equation:

  • Divide ₹6,300 in 2:3:4 ⇒ parts total 2k+3k+4k = 9k = 6300k = 700. Shares: ₹1,400, ₹2,100, ₹2,800.
  • Work in parts: find the value of one part (k), then multiply out. Never juggle the total directly.


3. Combining ratios

To chain a:b = 3:4 and b:c = 6:5, make b common:

  • b is 4 in the first, 6 in the second ⇒ LCM(4,6) = 12. Scale: a:b = 9:12, b:c = 12:10 ⇒ a:b:c = 9:12:10.
  • Proportion property: if a:b = c:d, then ad = bc (product of extremes = product of means). Use it to find a missing term.
  • Componendo–dividendo: if a/b = c/d, then (a+b)/(a−b) = (c+d)/(c−d) — a shortcut for "sum and difference" ratio questions.

4. Ages — ratios that shift in time

Age problems are ratios with a +t or −t on each part:

  • Present ages in 5:7 ⇒ write 5k and 7k.
  • "After 6 years, ratio is 3:4" ⇒ (5k+6)/(7k+6) = 3/4. Cross-multiply: 4(5k+6) = 3(7k+6)20k+24 = 21k+18k = 6. Present ages: 30 and 42.
  • Every person's age changes by the same amount over a period — add/subtract the same t to each part.

5. Partnership — profit by capital × time

Profit shares in the ratio of each partner's capital × months invested:

  • A: ₹12,000 for 12 months = 144(k); B: ₹18,000 for 8 months = 144(k) ⇒ ratio 1:1.
  • Simple partnership (same time) ⇒ ratio of capitals only.
  • Adjustments: a "working partner" salary/commission is taken out first, then the remainder split by the capital×time ratio.

Solved examples

Question 1 of 5

Q1 (division). Divide ₹6,300 among A, B, C in 2:3:4. C's share?

Show explanation

Solution. 9k = 6,300 ⇒ k = 700; C = 4k = ₹2,800.

Question 2 of 5

Q2 (combine). a:b = 3:4, b:c = 6:5. Find a:c.

Show explanation

Solution. Make b common (12): a:b:c = 9:12:10 ⇒ a:c = 9:10.

Question 3 of 5

Q3 (ages). Present age ratio 5:7; after 6 years 3:4. Present ages?

Show explanation

Solution. (5k+6)/(7k+6) = 3/4 ⇒ k = 6 ⇒ 30 and 42.

Question 4 of 5

Q4 (partnership). A ₹15,000 for 8 months, B ₹12,000 for 10 months; profit ₹9,600. B's share?

Show explanation

Solution. Ratio 15×8 : 12×10 = 120:120 = 1:1 ⇒ B = ₹4,800.

Question 5 of 5

Q5 (proportion). If 4:x = x:9, find x.

Show explanation

Solution. x² = 4×9 = 36 ⇒ x = 6 (mean proportional).


7. Common traps

  • Adding ratios of different totals — you can't add 2:3 and 3:5 unless the wholes match; convert to values first.
  • Forgetting the same-time simplification in partnership — equal periods reduce it to a capital ratio.
  • In ages, adding t to the ratio number instead of the actual age — write 5k+t, not (5+t)k.
  • Mean proportional vs third proportional: mean of a and b is √(ab); third proportional to a and b is b²/a.

8. The protocol

  1. Introduce k for one part; solve for k, then multiply out.
  2. Combine ratios by making the linking term common (LCM).
  3. Ages: add/subtract the same t to each k-part, then cross-multiply.
  4. Partnership: ratio = capital × time; remove any salary/commission first.
  5. Watch bases — never add ratios with different wholes; convert to values.

Key formulas & results

Everything to memorise for the exam hall, in one card. Screenshot this for revision.

k-method
a:b:c = ak:bk:ck; one part k = total ÷ (sum of ratio terms)
Work with parts, then multiply out.
Combine ratios
Make the linking term common via LCM
a:b=3:4, b:c=6:5 ⇒ a:b:c = 9:12:10.
Proportion
a:b = c:d ⇒ ad = bc
Product of extremes = product of means.
Componendo–dividendo
a/b = c/d ⇒ (a+b)/(a−b) = (c+d)/(c−d)
Shortcut for sum-and-difference ratio questions.
Ages
(5k + t)/(7k + t) = new ratio; solve for k
Add the same t to each part, not to the ratio number's coefficient.
Partnership
share ratio = C₁T₁ : C₂T₂ : …
Remove salary/commission first, then split the remainder.
Mean vs third proportional
mean of a,b = √(ab); third proportional = b²/a
Common one-mark distinction.
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Traps IBPS PO sets — and how to dodge them

These are the exact option-traps and misreads that cost marks under negative marking.

WATCH OUT
Adding ratios that have different wholes
2:3 and 3:5 cannot be added unless the totals match. Convert to actual values (or a common base) first.
WATCH OUT
In ages, writing (5+t)k instead of 5k+t
Everyone's age rises by the same t. Add t to the actual age (5k + t), not to the ratio coefficient.
WATCH OUT
Ignoring the equal-time simplification in partnership
If all partners invest for the same period, the profit ratio is just the ratio of capitals — no need to multiply by time.
WATCH OUT
Splitting the whole profit before removing a working-partner salary
Deduct any salary/commission first, then divide the remaining profit by the capital×time ratio.
WATCH OUT
Confusing mean and third proportional
Mean proportional of a and b is √(ab); third proportional to a and b is b²/a. Read which the question asks.

Exam-pattern practice

PYQ-style questions with full solutions. Work through them as a readiness check — mark yourself honestly and get your gap report at the end.

Readiness check

Are you exam-ready for Ratio, Proportion, Ages & Partnership?

6 problems from this chapter. Try each one, reveal the worked solution, mark yourself honestly — get your gap report at the end.

6 questions~4 min worth ~3 marks in IBPS PO exams

5-minute revision

The whole chapter, distilled. Read this the night before the exam.

  • One idea in four forms — work with parts (k), not totals.
  • a:b:c = ak:bk:ck; k = total ÷ sum of ratio terms.
  • Combine ratios by making the linking term common (LCM).
  • Proportion: ad = bc; componendo–dividendo for sum/difference.
  • Ages: add the same t to each part (5k+t), then cross-multiply.
  • Partnership: ratio = capital × time; equal time ⇒ capital ratio only.
  • Remove working-partner salary before splitting; mean = √(ab), third = b²/a.

IBPS PO question blueprint

How this topic is asked, tier by tier — so you can prep to the pattern.

Typical weightage: Prelims: 1–3 marks (of 30) · Mains: 1–3 marks (of 60) + DI overlap

Question styleMarks eachTypical countWhat it tests
Ratio division / proportion1 each1–2k-method and combining ratios
Ages1 each0–1Time-shifted ratio equations
Partnership1 each0–1Capital×time with salary adjustment
Prep strategy
  • Day 1: master the k-method for division and combining ratios.
  • Day 2: ages (past/future) with cross-multiplication.
  • Day 3: partnership including working-partner and time-varying investment.

Exam-hall strategy

Battle-tested tips from mentors and toppers for this topic under the sectional clock.

  1. Introduce k for one part and solve one equation.
  2. Combine ratios by equalising the linking term.
  3. For ages, add the same t to each part before cross-multiplying.
  4. For partnership, use capital×time and strip salary first.
  5. Never add ratios with different wholes — convert to values.

Beyond the exam

Where this skill shows up in the job you're competing for — and in life.

Profit sharing & JVs

Splitting returns among investors by capital and duration is exactly partnership math — relevant to loan syndication and business banking.

Proportional allocation

Dividing budgets, targets or resources in a fixed ratio is everyday allocation work.

Where else this topic is tested

Prepare once, score in every exam that asks it.

IBPS Clerk / SBI PO & ClerkVery high — ratio, ages and partnership every paper
RRB PO & ClerkHigh — division and age problems
SSC CGLHigh — ratio and proportion with harder numbers

Questions aspirants ask

Pulled from the Q&A community and mentor sessions.

Directly 1–3 across the section, but the ratio skill is embedded in most DI share-calculations, mixtures and arithmetic word problems — so its real weight is higher. It's a high-leverage chapter to master early.

The k-method: represent each ratio part as a multiple of a single variable k, solve one equation for k, then multiply out. It turns division, ages and partnership into one-line arithmetic and avoids juggling the total.

Write present ages as ratio parts (5k, 7k), then add the same time t to each for a future condition (5k+t, 7k+t) or subtract for a past one. Set the new ratio equal, cross-multiply, and solve for k.

In the ratio of each partner's capital × months invested. If all invest for the same period it reduces to the ratio of capitals. Deduct any working-partner salary or commission first, then split the remainder by that ratio.
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