Rational Numbers, Compound Interest, Expansions & Factorisation

1. Rational and Irrational Numbers

Rational Numbers

Numbers that CAN be expressed as p/q where p,q ∈ Z, q ≠ 0. Terminating decimals. Non-terminating RECURRING decimals.

Irrational Numbers

Numbers that CANNOT be expressed as p/q. Non-terminating NON-RECURRING decimals. √2, √3, π, e.

Key Results

  • The sum or product of a RATIONAL and an IRRATIONAL is IRRATIONAL.
  • √ab = √a × √b. √(a/b) = √a/√b.
  • To RATIONALISE a denominator: multiply numerator and denominator by the CONJUGATE.

2. Compound Interest (Without Formula)

Concept

Each year, the interest is ADDED to the principal. The NEXT year's interest is calculated on the INCREASED amount. 'Interest on interest.'

Calculation by Successive Method

Compute interest year-by-year. Add to principal. Repeat. Best for 2-3 years.

Using the Formula

A = P(1 + r/100)ⁿ. CI = A — P. For half-yearly: rate halved, periods doubled.

Growth and Depreciation

  • Population: Pₙ = P₀(1 + r/100)ⁿ. Same formula as CI.
  • Depreciation: Vₙ = V₀(1 — r/100)ⁿ.

3. Expansions (Algebraic)

Key Identities

Identity
(a + b)² = a² + 2ab + b²
(a — b)² = a² — 2ab + b²
(a + b)(a — b) = a² — b²
(a + b)³ = a³ + 3a²b + 3ab² + b³
(a — b)³ = a³ — 3a²b + 3ab² — b³
a³ + b³ = (a + b)(a² — ab + b²)
a³ — b³ = (a — b)(a² + ab + b²)
(a + b + c)² = a² + b² + c² + 2ab + 2bc + 2ca

4. Factorisation

Methods

MethodWhen to Use
Common factorAll terms share a factor
GroupingGroup terms. Factor each group. Find common binomial.
Difference of squaresa² — b² = (a+b)(a—b)
Sum/Difference of cubesa³ ± b³
Splitting middle termFor quadratics ax² + bx + c: find two numbers that multiply to ac and add to b
Perfect squaresa² ± 2ab + b² = (a ± b)²

Factor Theorem

If f(a) = 0 for polynomial f(x), then (x — a) is a FACTOR of f(x). Useful for factorising cubic and higher-degree polynomials.

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